Zero Down • 100% Financing • No re re Payments for a few months

Save thousands with in-house funding! United Built Homes may be the ONLY on-your-site builder in your community that gives real financing that is in-house. Which means you may be in your new, custom built house without investing a cent in up-front closing expenses.

Some lenders charge as much as $10,000 in up-front closing expenses for a $150,000 house:

You will find often no out-of-pocket costs when you finance with United Built Homes. You are practically home free!

This chart is for example just; real numbers vary according to loan quantity as well as other facets.

United Built Homes typically doesn’t charge origination charges. For clients needing a land payoff, an origination cost might be included on their United Built loan.

The utmost effective Four Methods For Good Credit

1. Preserve a healthier Credit Score

Pay your bills on time, lower your financial obligation balances, and then make certain your credit history is error-free.

Focused on your credit? A reality for you at United Built Homes, we try to make home ownership. Each customer’s funding situation is actually evaluated by our finance group. Because we don’t make use of automated underwriting techniques, we could think about extra facets to aid discover a way to finance your new house.

2. Keep A Decreased Debt-to-Income Ratio

Your debt-to-income ratio is the amount that is total of in comparison to your earnings. Check your debt-to-income ratio now. The reduced the ratio, the better. Car and truck loans, figuratively speaking, and bank card balances could be contributors that are huge the debt load. Attempt to reduce balances and steer clear of making big acquisitions, such as for example a new vehicle, prior to you attempt to fund your house.

3. Use Your Home for the best

Since you bought it, you have built up equity if you own property and its value has increased. You might have the ability to make use of your property as collateral, and now have no advance payment on the new house.

Do not possess your home free and clear? You don’t need to possess your home free and clear to help you to construct house with United Built Homes. Speak to the local product product sales office to learn more about funding options that would enable you to fund both your brand new house therefore the quantity you borrowed from on the property.

4. Be Realistic About How Precisely Much You Are Able To Afford

Somebody who might have difficulty getting funding for a higher priced home might not have any difficulty getting authorized for just one that is less costly. Phone the local United Built workplace to talk about your preferences having a product sales associate. We’ll help the United is found by you Built home that may best match your requirements along with your spending plan.

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925 B Street Suite 102
San Diego CA, 92101
Phone: (888) 746-7820
Fax: (888) 597-2040

Short Sale Expert

Encore Real Estate Group
CA DRE Lic. #01883210

Broker: Troy Anthony Huerta
Agent: Leon Cook
CA DRE Lic: #01028204
CA DRE Lic: #01866021

925 B Street Suite 102
San Diego, CA 92101

Phone: 1-888-746-7820