Short Sale Documents

avoid foreclosureOne of the first steps in applying for a short sale is knowing if you qualify and what documents your lender will request from you. Each short sale lender has their own specific guidelines on what needs to be submitted to ensure a complete package. However, most lenders have the same core requirements.

Please see an example list below. 

check_markAuthorization to Release Information for all loans signed by borrowers

check_markAll letters you have received from the lenders pertaining to foreclosure

check_markA copy of the Notice of Default

short sale documentsThe Hardship letter detailing your situation on why you are unable to pay the loan

short sale documentsFinancial Statement showing all income and expenses

short sale documentsMost recent mortgage statements for all loans

short sale documents2 most recent bank statements for all borrowers

short sale documents2 most recent pay stubs (if employed) for all borrowers

short sale documentsIf self-employed, a Year to Date Profit and Loss Statement

short sale documentsCopies of any Termination Letter, SSC Award Letter, Retirement Income, etc.

short sale documents2 Years of Tax Returns including W2’s, 1099’s, and all schedules for all borrowers


**For lender specific documents, please call 888-746-7820 or email us for additional information


Latest Posts


925 B Street Suite 102
San Diego CA, 92101
Phone: (888) 746-7820
Fax: (888) 597-2040

Short Sale Expert

Encore Real Estate Group
CA DRE Lic. #01883210

Broker: Troy Anthony Huerta
Agent: Leon Cook
CA DRE Lic: #01028204
CA DRE Lic: #01866021

925 B Street Suite 102
San Diego, CA 92101

Phone: 1-888-746-7820